Accidental Death Insurance

FACT BASIC members automatically receive $5,000 of Accidental Death insurance.  Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only.  Actual coverage is subject to the language of the policies as issued (#99068875).  Exclusions Apply.  Chubb, Box 1615, Warren, N.J. 07061-1615.  Chubb has provided insurance services to individuals and businesses for over 128 years and receives consistently high ratings for financial strength from A.M. Best, Moody's and Standard & Poor's, the leading independent analysts of the insurance industry.
  • Coverage Highlights:
  • Accidental Death Insurance provides insurance for the Primary Member --24 hours a day -- worldwide! -- on and off the job and while traveling for business or pleasure and applies to accidental loss of lifes according to the following schedule:
  • Covered Loss
    Benefit
    Loss of life

    $5,000
  • Extensions of Insurance:   Exposure - If a covered Accident causes an Insured Person to be unavoidably exposed to the elements and as a result of such exposure an Insured Person has a Loss, then such Loss will be insured under this policy. Disappearance – If an Insured Person has not been found within one year of the disappearance, stranding, sinking, or wrecking of any Conveyance in which an Insured Person was an occupant at the time of the Accident, then it will be assumed, subject to all other terms and conditions of the policy, that an Insured Person has suffered Loss of Life insured under the policy.
  • Coverage becomes effective on the 1st day of the second month following the effective date of your FACT BASIC membership. (Example: If your membership effective date is September 30, your coverage becomes effective on November 1.
  • There is nothing you need to do in order to receive the above coverages.
  • As a FACT BASIC member in good standing, this important protection belongs to you.
  • The cost is included in your FACT BASIC dues.
  • For complete terms, conditions and exclusions refer to the Description of Coverage (DOC), click here.
  • How to File a Claim:
  • To obtain a claim form go to the carrier’s website (www.chubb.com). Click on “Report a Loss," then click on “Accident and Health," and then select the appropriate claim form and print. Complete all items on the required claim form, attach all appropriate documents, and mail or fax to: CHUBB GROUP OF INSURANCE COMPANIES, CLAIMS SERVICE CENTER, 600 INDEPENDENCE PARKWAY, P.O. BOX 4700, CHESAPEAKE, VA 23327-4700, PHONE NUMBER 1-800-252-4670 Fax Number 1-800-300-2538.