Financial Education & Credit Counseling

Answers to most if not all of your money-matter questions and worries are available to you as a FACT ELITE member. The following is an outline of the free services included with this program:

• Free Consultations
  • Financial Assessment – A complete financial assessment includes review and analysis of member’s
•   household income, expenses, assets and liabilities.

  Complete Credit and Debt Analysis
  • A credit counselor takes the time to thoroughly understand and assess current credit and debt issues.

  Credit & Debt Counseling by Certified Credit Counselors
  • Assist in creating a livable budget to balance income and expenses.
  • Provide specific advice on how to deal with creditors.
  • Offer money management and budgeting techniques to help gain control of finances.
  • Develop a comprehensive spending plan.
  • Create an action plan to become debt free.

• “Ask Susan” Online Counseling Sessions
  • A unique opportunity to receive a personalized response to questions on subjects such as loans, budgeting,
• credit reporting, collections, dealing with debt, and much more. E-mail your questions to receive a personal response on these and other financial subjects.

• Housing Advisory Services
  • Advice covering first time home ownership, affordable mortgages and refinancing.
  • Post purchase counseling.
  • Reverse mortgages – what are they and how do they work?

PLEASE NOTE: The above benefits are made available to FACT ELITE members by Select Benefits Global Marketing Corporation, which has negotiated with various providers to deliver the services described-- either free or at a discount.  Select Benefits and those providers assume full responsibility for those services.  Benefits are subject to change without notice.