ABOUT US

HISTORY:
FACT was founded in 1984 by a small group of Midwesterners who didn't have a whole lot in common, except ... they knew each other, and they felt as if many practical aspects of their lives were not entirely in their own hands.  These founding members soon discovered that by forming into a group of individuals -- people who weren't bound by politics, religion, age or employment -- they could make an almost immediate difference in how they live.  In the last twenty-plus years of service to the American consumer, FACT has grown from a few members and a small Midwest office into an influential national corporation. Today, the association represents 1,000,000+ Americans in all 50 states ... offering dozens of benefits which can be truly life-altering.

STRUCTURE:
FACT was formed under the not-for-profit corporation laws of the District of Columbia. It has a governing board of directors, comprised of four persons, who are elected annually by a vote of regular members. Among other things, these directors must:

• Agree to serve without compensation.
• Engage in no activities which represent a conflict with FACT's best interests.
• Have been a dues-paying member of FACT for at least two years prior to being nominated.
• Not be related or connected in any way to any other director, officer or employee of FACT.
• Be a person of good character.
• Submit to and abide by a screening process whereby FACT can determine that a nominee has the qualifications to make important business decisions for a complex corporation.

These criteria were adopted by the corporation in order to
(a) assure the continuation of FACT's selfless intents and purposes,
(b) maintain a high level of professionalism at the director level, and
(c) prevent any special-interest groups or self-serving individuals from assuming control of FACT for their own gain.

Reporting directly to the board of directors are its officers (also four in number) and a managing director ... all of whom operate on a volunteer basis (i.e., they receive no compensation from FACT). Day-to-day administrative, management and marketing responsibilities are entirely "outsourced" ... handled on a contract basis by companies which specialize in their respective fields.

BELIEFS & COMMITMENT:
Serving our members requires honesty and efficiency.  Just as important, we believe, is our full recognition that every person is entitled to courtesy, consideration, respect, and accuracy of information. To that extent:

• FACT is prevented by its charter and by-laws from making a profit.
• FACT only offers benefits that we believe to be of substantial interest and use to members.  (We   never accept payments or commissions from any benefit provider.)
• FACT has no hidden or self-serving agenda ... it is not aligned with or controlled by any political   party, special-interest group, business, union or industry.

And ...

When you call the FACT office, the telephone will NOT be answered by a machine but by a person ... someone who will promptly, politely and with genuine concern respond to any question, request or comment you may have.

ANNUAL REPORT:

The current Annual Report for the organization is posted on this Web site in PDF format.  You may access this Report by CLICKING here.

BENEFITS & DUES:
There are three FACT membership tiers, with monthly dues ranging from $4 to $40.  Benefits are scaled accordingly (see comparison chart).  A partial description:

CONTINUING EDUCATION SCHOLARSHIPS: All FACT members and their immediate families may apply for scholarships ranging from $2,500 to $10,000 in any of four categories: 1) Current high school seniors, 2) Students already in college, 3) Persons who graduated from high school four or more years ago, and 4) Individuals wishing to attend a trade or technical school.

CLASSROOM & COMMUNITY GRANTS: All FACT members can nominate worthy community projects or teachers to receive a FACT grant.  Awards (up to $2,500) are made quarterly.

NEW BULLETINS:  All members have access to timely news bulletins which are posted on the FACT whenever news of possible importance or interest to the consumer happens.  These Reports are completely non-biased, politically neutral, and nonpartisan.

DISASTER AID: This program helps to get instant cash (up to $250) into a member’s hands immediately following a natural disaster or terrorist event.  Any affected member can request help --there are no claim forms, no lines, and no red-tape.

MEDICAL INSURANCE FOR INDIVIDUALS AND FAMILIES: Members in many states can apply for a variety of medical insurance plans.  All plans are fully underwritten by a reputable carrier with an "A" rating from A.M. Best.  Health Savings Account Plans and Short-term Plans are available.  Members who reside in the following states are eligible to apply: AL, AK, AZ, AR, CO, FL, GA, IL, IN, IA, MD, MI, MS, MO, NE, OH, OK, PA, SC, TN, TX, VA, WV, and WI.

SMALL BUSINESS RECOVERY: If you're a small business owner who's been affected by a sudden and unforeseen economic downturn, FACT may be able to provide you with immediate financial relief (up to $250).

CONSUMER HOTLINE & LIBRARY: If you have a consumer problem that's not getting solved, call FACT's referral hotline. Also, FACT maintains a store of publications of interest and importance to consumers and travelers . . . all materials are provided FREE to FACT members.

NEWSLETTER: FACTFinder includes information and advice which can enhance your financial situation, your health, your knowledge base, and your overall well-being.  Issues are posted regularly on the FACT Web site.

TRAVEL: Whether you're a seasoned traveler or a first-time flyer ... FACT is your one-stop resource for insightful and useful travel information. Included for all members: Hotel/Motel Discounts ... Car Rental Discounts ... Free Road Maps ... Discounts on Magellan Travel Gear ... and Amusement Park Discounts

LONG-DISTANCE MOVING: Cut the cost of an interstate move by more that half!  Savings and service provided by North American Van Lines.

AUTO MUFFLERS & SERVICE: Discounts provided to FACT members by Meineke.

FLOWERS - POPCORN - AND MORE! 15% savings to FACT members from 1-800-FLOWERS (gourmet baskets, fruit, snacks, sweet treats, flowers and plants), THE POPCORN FACTORY (premium popcorn and other great food gifts), and PLOW & HEARTH (products which reflect and embody the spirit and values of country living).

HAND-MADE BATH & BODY PRODUCTS: Enjoy an exclusive 15% savings at the Wild Woozle Soap Company. Fizzy bath bombs, carefully crafted lotions, aromatherapy kits, delicate fruit lip balms, and more.

In addition, all members are protected by a free Accident Insurance Policy -- with the maximum benefit ranging from $5,000 to $50,000, depending upon type of accident and membership level. 

Members in the higher tiers are entitled to a large number of additional advantages, including:

Health Care Savings
+ Rx Discounts
+ Discounts on Dental, Vision and Hearing Care
+ Wellness Benefits (discounts from Jenny Craig, on stop-smoking programs and fitness equipment)
+ $250 Lump-sum Ambulance Benefit
+ In-hospital Accident Benefits
+ Alternative Care (discounts on chiropractic care, massage therapy, acupuncture, etc.)
+ Behavioral Health Discounts (psychiatric exam, addition treatment, etc.)
+ Unlimited FREE consultations with primary care physicians and registered nurses
+ Family Crisis Fund, paying up to $5,000 for serious medical conditions
+ Long-term Care discounts
+ Free Electronic Health Record (EHR)

Expanded Shopping, Entertainment and Travel Discounts
Discounts up to 50% from more than 150,000 retailers nationwide PLUS discounts from hotels, motels and resorts ... discounted travel and cruise packages ... grocery savings coupons ... movie tickets ... and more.

Entrepreneur Support Center
A wide range of services to help the independent business person not only survive -- but thrive! -- in today's complex world.
+ Tax services and legal help -- free or at a discount
+ Web hosting and services -- free for 30 days and at a 15% discount thereafter
+ Free advertising on the FACT Web site
+ Printing discounts
+ FedEx Online Office discounts
+ Freight/shipping discounts
+ A financial helping hand if profits are impacted by an unforeseen event 

Identity Theft Protection
A FREE service which guards upper-tier members against identity theft and helps to restore their identity if stolen.

Home Relocation Services
Mortgage counseling and financing ... long-distance moving at a substantial discounts ... "settling-in" guidance and help ... all belong to members who choose FACT's highest tier.

REVIEW ALL 3 BENEFIT LEVELS.  DETERMINE WHICH LEVEL BEST SUITS YOUR NEEDS.  THEN CLICK ON JOIN NOW AND EXPERIENCE THE ADVANTAGES OF BELONGING TO A FIRST-CLASS NATIONAL ASSOCIATION OF VALUE-CONSCIOUS CONSUMERS.  THERE IS NO RISK -- IF YOU DECIDE WITHIN 60 DAYS TO RETURN YOUR MEMBERSHIP MATERIALS, ANY DUES YOU'VE PAID UP TO THAT POINT WILL BE REFUNDED IN FULL.